The Department of Financial Institutions (DFI) issued the following interpretive opinions in relation to the Wisconsin Consumer Act.
Topic
| Date Issued
|
Agricultural Credit and Wisconsin's Marital Property Law
| September 22, 1998
|
Agricultural Transactions - Required Disclosures
| July 3, 1998
|
Agricultural Transactions - Required Disclosures - Jurisdictional Limit of Wis. Stat. s. 422.210
| August 17, 1998
|
Application of Partial Prepayments
| May 22, 2008
|
 Attorney Fee Provisions
| July 7, 2020
|
Attorney Fee Provisions - Supplemental Letter
| October 9, 2020
|
Customer signatures under Wis. Stat. s. 422.305
| December 20, 2001
|
Debt Cancellation Contracts (applicable only for depository institutions)
| April 1, 2006
|
Debt Collection - Prohibited Practices - Emergency Guidance
| April 13, 2020
|
Debt Collection - Calls to a Debtor's Friends, Family, and Other Third Parties
| April 13, 2020
|
Deferral Fees
| July 8, 1998
|
Exact Copy, Wis. Stat. s. 422.302(3)
| April 12, 1996
|
Exclusion of Commitments to Lend in Excess of $25,000 from the Wisconsin Consumer Act
| April 1, 1977
|
Expedited Payment Processing Fees
| September 6, 2007
|
Federal Standing Jurisprudence Inapplicable to Wisconsin Consumer Act (WCA) Actions in State Court
| September 10, 2021
|
Global Positioning System (GPS) - Installation of Device on a Vehicle
| July 27, 2015
|
Guaranteed Asset Protection (GAP) Products
| July 1, 2015
|
Motor Vehicle Conditional Delivery Agreements
| October 30, 1989
|
No Federal Preemption of WCA Registration by the FFELP Student Loan Program
| October 1, 1999
|
Non-Sufficient Fund (NSF) Fees Arising from Automated Clearing House (ACH) Transactions
| October 9, 2020
|
Prepaid Finance Charges
| January 12, 2001
|
Retention of Records - Optical Imaging
| November 25, 1998
|
Security Interest Restrictions - Debt Under $1,000
| September 22, 1982
|
Single Instrument Rule, Wis. Stat. s. 422.303(1)
| April 26, 1996
|
State Lease Disclosures and Regulation M
| June 11, 1997
|
Three-Day Right to Cancel - When is a Transaction "Consummated"?
| June 30, 1998
|
Variable Rate Loans - Ceilings and Floors
| October 18, 2001
|
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