Credit

• What Is Credit?

• What Happens When I Apply for Credit?
  

• Who Are the Three Main Credit Bureaus?

• What Are Credit Counseling Services, Also Known as Adjustment Service Companies?​​
  

• What Are My Rights if I'm Denied Credit?

• What Is Credit Insurance?​ ​- Wisconsin Office of the Commissioner of Insurance Article

• How Do I Address Credit Problems?
  

• What Is a Credit Services Organization?
  

• List of Registered Credit Services Organizations​

• How Will Divorce Affect My Credit?

• What Is the Equal Credit Opportunity Act​? - Consumer Financial Protection Bureau Article
  

• What Is the Fair Credit Reporting Act?​

Credit Report

• What Is a Credit Report?

• How Do I Get a Copy of My Credit Report?​​​
  

• ​​​Credit Report Freeze - Wisconsin Department of Agriculture, Trade and Consumer Protection Article
  

• How Long Is Data Reported?

• How Do I Dispute Information on My Credit Report?

Consumer Protection

• What Are My Cancellation Rights?

• How Do I Watch for Credit Repair Scams?

• On the Internet: Be Cautious When Connected​ - Federal Bureau of Investigation Article
  

• How Do I Reduce the Amount of Junk Mail I Receive?

• What Is a Rent-to-Own Agreement?

• How Do Skip Payments Offers Work?

• How Do I Avoid Becoming a Victim of Telemarketing Fraud?​

Collection and Bankruptcy​

• Bankruptcy

• Ceasing Communications

• Checks Marked as Payment in Full

• What Are My Rights Regarding Collection Practices?​
  

• Dealing with De​bt Problems
  

• ​How Do I Dispute a Debt?

• Disputed Debt Fact Sheet
  

• What Happens if I Write a Worthless Check?

• Collection Calls​ - Federal Trade Commission Article

• Debt Collection Frequently Asked Questions​ - Federal Trade Commission Article

• Debt Collection: Know Your Rights Video - Federal Trade Commission Video

• Fraud Affects Every Community: Debt Collection Video - Federal Trade Commission Video
  

Scams and Identity Theft

• Counterfeit Check Scams

• Recovering from Identity Theft - Federal Trade Commission Article

• Phishing - Federal Trade Commission Article​

• Loan and Credit Card Scams (Advance Fee Scams)

• Home Equity Scams

• How to Avoid Becoming a Victim of Fraud

• What Help is Available if I Am a Victim of Identity Theft? - Department of Agriculture, Trade, and Consumer Protection Article

• What Steps Can I Take to Prevent Identity Theft?​ - Department of Agriculture, Trade, and Consumer Protection Article

Banks, Credit Unions, and Savings Institutions

• Are My Deposits Insured?​ - Federal Deposit Insurance Corporation Article

• Check 21 (Substitute Checks) - Federal Reserve Article

• Differences Between Banks, Credit Unions, and Savings Institutions

Financing, Leases, and Loans

• ​Free Financing Offers

• What Should I Know About Leasing a Motor Vehicle?​ 

• Interest Calculations - Actuarial Method

• Motor Vehicle Titles​ - Department of Transportation Article

• What Are Payday Loans?
  

• Refund Anticipation Loans (RALs) 
  

• What Is the Rule of 78's?​
  

• Student Loans​ - Look Forward to Your Future Article​