​Licensed under Wis. Stat. s. 138.09, a loan company assesses finance charges in excess of 18% per year on Wisconsin consumer loans.

Wisconsin loan companies are required to maintain their Wisconsin licenses on the Nationwide Multistate Licensing System & Registry (NMLS).   Information about Wisconsin loan company licensing is found in the NMLS Resource Center.

Frequent Links

• Loan Company Applications and Forms
• List of Licensed Loan Companies 
• Loan Company Frequently Asked Questions
  
• Loan Company Statute (Wis. Stat. s. 138.09)
• Title Loan Statute (Wis. Stat. s. 138.16)
• Pawnbroker Administrative Rules (Wis. Admin. Code ch. DFI-Bkg 77)
• Use of NMLS (Wis. Stat. s. 224.35)

Helpful Information

• List of Filing Due Dates
  

• Things Every New Loan Company Licensee Should Know Before Conducting Business in Wisconsin

• Non-Sufficient Fund (NSF) Fees Arising from Automated Clearing House (ACH) Transactions​ - DFI Interpretive Opinion Letter written October 9, 2020.

• Calls to a Debtor's Friends, Family, and Other Third Parties - DFI Interpretive Opinion Letter written April 13, 2020.

• Application of Partial Prepayment - DFI Interpretive Opinion Letter written May 22, 2008.

• Cybersecurity Resources
• Cybersecurity 101 - a resource developed by the Conference of State Bank Supervisors intended to be an easily-digestible, non-technical reference guide to help executives develop a comprehensive, responsive cybersecurity program in line with best practices.

• Ransomware Self-Assessment Tool – a resource updated October 15, 2024, and ​developed by the Conference of State Bank Supervisors in conjunction with state bank examiners, the Bankers Electronic Crimes Taskforce, and the United States Secret Service which contains important controls that all types of companies should use to assess their efforts to mitigate risks associated with ransomware and to identify opportunities for increasing security​.

• Federal Trade Commission's Cybersecurity for Small Business Resources – a set of cybersecurity resources developed in partnership with the National Institute of Standards and Technology, the U.S. Small Business Administration, and the Department of Homeland Security.

Contact Us

Phone: (608) 261-7578
Email: DFI_LFS@dfi.wisconsin.gov​